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Privacy Policy

Effective Date: January 1, 2025

Your Privacy Matters

At expressquote.ai, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our services.

1. Information We Collect

Personal Information

When you use our service to request insurance quotes, we may collect the following personal information:

  • Full name and contact information (email address, mailing address)
  • Date of birth and gender
  • Driver's license information and driving history
  • Vehicle information (make, model, year, VIN)
  • Insurance history and coverage preferences
  • Financial information relevant to insurance underwriting

Automatically Collected Information

We automatically collect certain information when you visit our website:

  • IP address and geographic location
  • Browser type and version
  • Device information and operating system
  • Pages visited and time spent on our site
  • Referring website and search terms used
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use your personal information for the following purposes:

  • To provide you with insurance quotes from our partner carriers
  • To match you with appropriate insurance products and services
  • To communicate with you about your quote requests and insurance options
  • To improve our website functionality and user experience
  • To comply with legal and regulatory requirements
  • To prevent fraud and ensure the security of our services
  • To conduct analytics and research to improve our services

3. Information Sharing and Disclosure

With Insurance Partners

We share your information with licensed insurance carriers, agents, and brokers in our network to provide you with insurance quotes. These partners may contact you directly regarding insurance products.

With Service Providers

We may share your information with trusted third-party service providers who assist us in:

  • Website hosting and maintenance
  • Data analytics and marketing services
  • Customer support and communication
  • Payment processing and fraud prevention

Legal Requirements

We may disclose your information when required by law, court order, or government regulation, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against:

  • Unauthorized access, use, or disclosure
  • Accidental loss, destruction, or damage
  • Malicious attacks and data breaches

Our security measures include encryption, secure servers, access controls, and regular security audits. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and collect information about how you use our website:

Types of Cookies We Use

  • Essential Cookies: Required for basic website functionality
  • Analytics Cookies: Help us understand how visitors use our site
  • Marketing Cookies: Used to deliver relevant advertisements
  • Preference Cookies: Remember your settings and preferences

You can control cookies through your browser settings, but disabling certain cookies may affect website functionality.

6. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

Your Privacy Rights

  • Access: Request a copy of the personal information we have about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information (subject to legal requirements)
  • Portability: Request transfer of your data to another service provider
  • Opt-out: Opt out of marketing communications and data sales
  • Restriction: Request limitation of how we process your information

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Email: privacy@activefunnel.ai